Eligibility Requirements

Monroe County Check Deception Program Eligibility Requirements

 A check is eligible if:

  • The check was accepted in Monroe County and presumed good at the time of acceptance

AND

  • The check was presented to a financial institution and dishonored due to ‘non-sufficient funds’, ‘no/closed account’, ‘unable to locate account’, or ‘refer to maker’

AND

  • Positive identification (driver’s license number, date of birth, or social security number) was recorded at the time of the transaction

AND

  • The check is forwarded to the Check Deception Program preferably within ninety (90) days of the check being returned.

Under the new program checks meeting the above requirements are now eligible even if they are drawn on an out of state financial institution.

Click here to view the 5 Easy Steps to Get Started for instructions on sending a bad check to the Check Deception Program.

A check is NOT eligible for the program if:

  • It is post-dated
  • It is a “two-party” or “stop payment” check
  • It has not been processed by a bank
  • The identity of the check writer is unknown
  • Both parties knew there were insufficient funds at the time of the transaction